With important roles at US and Swedish fintech companies Rebtel, P.F.C., and ChargeSmart, as well as nearly two decades of international experience in the fintech sector, Philip brings a wealth of knowledge to the table when it comes to introducing technologically advanced and customer-focused financial products to international markets.

With its innovative payment, credit, and digital banking solutions, Philip has become a global leader in user acquisition, engagement, and retention. His entrepreneurial and leadership skills is unmatched; he is a co-founder of MAJORITY, a cutting-edge digital banking service that caters to US migrants.

Philip will lead Enfuce's efforts to streamline its product development procedures and unify technical and product management functions under a single leadership. Enfuce will be able to make choices even faster and with more clarity while keeping a constant emphasis on the demands of customers and market dynamics thanks to the new structure, which will also improve agility and promote a deeper grasp of technical aspects. Through the sharing of a distinct product vision, objective, and timetable, Philip will help Enfuce to keep creating outstanding goods and services, expand its portfolio, and grow the business.

Philip's hiring is a testament to Enfuce's relentless pursuit of global expansion and its dedication to fostering innovation. It comes after recent calculated moves to broaden its sphere of influence throughout Europe and the UK, such as obtaining an e-money license from the Financial Conduct Authority (FCA) in February. Enfuce's international presence and expansion goals will be bolstered by Philip's global background and profound awareness of global legislative, cultural, and technology contexts.

"I am truly impressed by Enfuce's unwavering commitment to excellence and its cutting-edge platform for card issuing and payment processing that sets industry standards," says Philip Mikal, CPTO at Enfuce. Enfuce is transforming financial accessibility and efficiency by prioritizing scalability, security, and global impact. Being a part of this adventure and joining Enfuce at this crucial moment does feel wonderful. I'm excited to work with its outstanding team to advance innovation and provide cutting-edge financial products.

Co-CEO and co-founder of Enfuce Monika Liikamaa states: "As we accelerate our next phase of growth, Philip will be a game-changer for Enfuce with his vast experience and distinct international viewpoint. His leadership will serve as a compass, allowing us to further improve our product offerings while fostering a collaborative problem-solving culture and raising team responsibility and efficiency. Our core values are teamwork and customer satisfaction; Philip exemplifies these traits and will drive us to surpass our objectives.

"What Philip brings to the Enfuce table - beyond a proven track record of leading and delivering innovative solutions - is market-leading international experience spanning both the US and Europe," states Denise Johansson, co-CEO and co-founder of Enfuce. Enfuce needs Philip's experience to make sure that operational quality and efficiency continue to be our defining characteristics as we expand internationally. We are in a rare position to maintain these standards, push the boundaries of innovation, and broaden our global presence with Philip on board.