As part of its ongoing efforts to enhance and broaden its integrated savings and investments program, the business also revealed that starting on April 9th, 2024, N26 Metal customers would receive an interest rate hike to 4% on Instant Savings. Customers will be able to manage their investment portfolio within the N26 app, along with their joint account, savings account, personal bank account, and cryptocurrency portfolio, with the launch of N26 Stocks and ETFs.

Just 1 in 6 individuals invest in the equity markets today, thus N26 wants to provide easy-to-use tools to millions of clients who haven't looked into the stock market so they may take their initial steps toward investing with confidence.

Customers will be able to invest in international ETFs and purchase and sell shares of hundreds of the most well-liked US and European assets through the new Stocks and ETFs trading product. In the upcoming months, the selection of tradeable assets is expected to gradually increase to more over a thousand equities and exchange-traded funds.
 

German customers will be able to invest at some of the most competitive prices on the market with a straightforward pricing structure that charges a set 0.90 EUR per trade, all without any commissions or custody costs. Free trades will be available to N26 customers who have N26 You and N26 Metal memberships as part of their subscription. As part of their membership, N26 You customers will receive 5 free transactions per month, while N26 Metal customers will receive 15 free transactions per month. Furthermore, in the next months, the digital bank intends to launch free recurring Investment Plans, enabling fee-free investing for all of its clients.

N26 is enhancing its offering to clients who have a premium subscription in addition to adding free trades into its paying memberships: On April 9, interest rates associated with its Instant Savings product will rise to 4% for N26 Metal customers.

"With this new feature, we are expanding our product portfolio at once to offer our customers one of the most attractive investment and saving products in Germany," stated Valentin Stalf, the founder and CEO of N26.

Throughout the next several weeks, eligible consumers in Germany will have gradual access to N26 Stocks and ETFs. Click this link for additional details.

1 Source: According to data from the German Stock Institute (Deutsches Aktieninstitut) for 2023, 17.6% of Germans over 14 own stocks, stock funds, or exchange-traded funds (ETFs).