Prior to this, Michigan Planners was unable to completely evaluate risk for employer groups due to restrictions on staff bandwidth and data.

Michigan Planners is now able to provide its clients with greater insights into risk, enabling them to make more cost-effective decisions. This is made possible by the integration of Gradient AI's SAILTM underwriting technology.

The capacity of Michigan Planners to evaluate risk has been greatly improved by the SAIL platform. With the help of the thorough insights this platform produces, Michigan Planners is able to engage in more strategic talks with its clients, which leads to the creation of more precisely customized group health plans.

In one case, SAIL assisted in determining that, following an acquisition, self-funding was not a feasible option for a quickly expanding customer, therefore saving the firm tens of thousands of dollars.

Furthermore, Michigan Planners can handle special circumstances including excessive claims expenses, significant staff churn, and merging businesses thanks to the SAIL platform.

This makes it possible for smaller groups to track claims and better plan performance, as well as to estimate risks with greater accuracy.

Before implementing the SAIL technology, Michigan Planners was only able to forecast future risks and expenses based on historical claims data.

"We use SAIL to give our clients better insight and a better prognosis into claims," said Michigan Planners Chief Strategy Officer Aaron MacDonald. We were limited to looking at historical claims data via the rearview mirror before utilizing SAIL. We can now more accurately estimate the costs our clients might anticipate by looking through the windshield. The speed, responsiveness, and insights we've acquired have more than offset the cost of SAIL.

"Michigan Planners is an excellent example of how the SAIL solution can help insurance agencies better serve their clients," said Stan Smith, CEO and creator of Gradient AI. Through the provision of enhanced risk comprehension and practical insights, Michigan Planners is tailoring health plans to the specific requirements of its clientele, so enhancing results and generating cost savings. We are honored to collaborate with them to transform the provision of employee benefits.