The necessity for speed and agility in the quickly changing financial services sector was the primary factor in the decision to become an independent organization. Charlie describes the steps that resulted in the split and the considerable funding the business got to fuel its expansion.

Charlie also highlights the solid working relationship that still exists between SAP and Fioneer, with Fioneer using SAP's technology and infrastructure to provide its clients better solutions. He emphasizes the value of creating a solid corporate culture as well as the difficulties involved.

Charlie discusses Fioneer's approach to launching new products, which emphasizes modernization over core replacement. Additionally, he gives a summary of cutting-edge banking techniques used in various areas, such as the Middle East, where expanding populations call for financial services that prioritize digital technology.